Rotary Down Under

Rotary Insurances

RISK MANAGEMENT & INCIDENT REPORTING

Pro Forma Request & Check-lists to be used on all projects with a liability exposure. Proposed projects with an unknown risk element to be approved by DIO/Insurer. Incident Report Form to be completed for all ‘slip & fall’ or other potential claims. RI reporting guidelines to be used for alleged molestation/harassment incidents. 

Refer Hard Copy Documentation


RISK INHERITANCE

Due to cost and availability, many community groups look to Rotary to operate their event under Rotary’s liability umbrella.

Our liability insurer will not accommodate any risk that is not subject to Rotary’s risk management processes, and outside the control of Rotary.

  1. Full description of the event to be forwarded to DIO for preliminary acceptance.
  2. The event/project to be in Rotary’s name.
  3. Monies raised deposited in a Rotary account.
  4. The event operated under Rotary control, using Rotary risk management procedures.
  5. All publicity to recognise Rotary.
  6. Outside Operators must have their own liability cover

Remember we cannot accept any inherited activity under our liability, without these requirements being met.

 

2011-2012 LIMITS & DEDUCTIBLES

This information is available as a power point presentation >>

Limits
Public/Products Liability
$50,000,000

Molestation
$2,000,000

Statutory Liability (Fines & Penalties)
$150,000
   
Deductibles:
Public/Products
$1,000
(Nil for individuals)

Molestation  
$25,000 (National Fund established)

Statutory Liability
$5,000 ($1,000 for individuals)

2011-2012 Limits & Deductibles

Death & Capital Benefits $250,000
Weekly Injury benefit $1,500
Overseas Medical Unlimited

Deductible:
Weekly Injury - 7 Days

A ‘journey’ is defined as:
Travel exceeding 50 km from the insured person’s normal place of residence, on a 24 hour basis until returning thereto, to a maximum period of 90 days.

N.B. DGsE and Partners are automatically covered to attend GETS in San Diego. Do not purchase R.I. travel insurance.


ROTARY PROGRAMS

*Some Rotary programs fall outside the definition of a “journey” as the duration of the travel exceeds 90 days. Care should be taken with the following:

  • RAWCS Volunteers
  • Ambassadorial Scholars
  • Peace Scholars
  • Any other official Rotary activity where the period of travel could exceed 90 days.


TRAVEL INSURANCE

  • To arrange travel insurance for any journey exceeding 90 days in duration, contact your DIO.
  • As this falls outside the District Insurance Program, an additional premium will apply.


DISTRICT INSURANCE OFFICER ROLE AND RESPONSIBILITY

  • Risk Management advice to DG and Clubs
  • Risk Management training to Assistant Governors
  • Insurance presentations at PETS, Assemblies etc
  • Travel Insurance support & advice to YEP
  • Provision of Insurance Certificates of Currency
  • Prompt incident & claims reporting to Aon & NIC
  • Advice & support for District Protection Officer
  • Completion of annual Insurance Return to Aon


DPO ROLE AND RESPONSIBILITY

  • Willingness to serve for at least three years.
  • Oversee the clubs’ processes in relation to screening.
  • Review and maintain a Register of Volunteer Declarations, which include relative State &Territory police checks.
  • Work with clubs to provide information in relation to their obligations under District policy and local laws.
  • Ensure appropriate Certification training is provided at PETS & Assemblies
  • Maintain records of all allegations made.
  • Ensure proper handling of any complaint or allegation.


DISTRICT GOVERNOR ROLE & RESPONSIBILITY

  • Be familiar with all insurance and risk management requirements.
  • Support your DIO and DPO at District Officer training days, and ensure they are allotted reasonable time at PETS, Assembly.
  • Set an example by having a current WWC/ Blue Card or equivalent, along with your Volunteer Declaration.


WORKING DOCUMENTS & DISCUSSION

  1. Rotary Insurance Pro forma
  2. Risk Management Form
  3. Risk Management Checklist
  4. Incident Report Form
  5. Certification Guidelines
  6. Volunteer Declaration
  7. Rotary Market Stall Holders Liability (Refer RDU Website)
  8. Summary of National Insurance Program


RESOURCES

District Insurance Officer

National Insurance Committee
PDG Lou Johnson D9830
PDG Ray Martin (D9820)
PDG Ed King (D9500)

Aon Risk Services, Brisbane

MARKETS

This form must be completed for acceptance of cover for each market.

YOUTH EXCHANGE (YEP) 

Insurance Summary 31/12/2011 to 31/12/2012


TRAVEL


Contacts

Youth Exchange Program Contact 
Past District Governor Peter Kaye 
National Insurance Committee
Australian Youth Exchange Program Insurance Officer

Telephone: (02) 9253 8118
Fax: (02) 9253 7448


Market Insurance Contact

Mr David McDonald
Freeman McMurrick
Freeman McMurrick House
Level 30,
201 Kent Street
Sydney NSW 2000

Phone: 02 9253 8118
Fax: 02 9253 7448

Email: david.l.mcdonald@freemanmcmurrick.com.au


Risk Management

Past District Governor Peter Kaye 
Email: pkaye1@bigpond.com
Fax: 07 4725 8738

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